LIC FINANCIAL SECURITY POLICY

LIC Term Insurance Plans

Affordable life protection for you and your family

New Jeevan Amar

Yuva Term

LIC's New Jeevan Amar (Plan No. 858)

"A pure term insurance plan with flexible death benefit options!"

This non-linked, non-participating term plan offers:

✓ High life cover at affordable premiums

✓ Two payout options - Lump Sum or Monthly Income

✓ Flexible policy term from 10 to 40 years

✓ Tax benefits under Section 80C and 10(10D)

Available Riders:

1. Accidental Death and Disability Benefit Rider

2. Critical Illness Benefit Rider

Calculate your premium based on coverage needs:

New Jeevan Amar Calculator

Sum Assured (₹)

Policyholder Age

Policy Term (Years) 15 Years 20 Years 25 Years 30 Years

Payout Option Lump Sum Monthly Income (10 years)

Smoker Status Non-Smoker Smoker

Premium Estimates

Description	Amount (₹)
Annual Premium
Monthly Premium
Total Premiums Over Term
Death Benefit (Lump Sum)
Coverage per ₹1000 Premium

Note: Premiums are indicative and final premium may vary based on underwriting. For monthly income option, 1% of Sum Assured is paid monthly for 10 years.

LIC's Yuva Term Plan

"Affordable term insurance specially designed for young individuals!"

This term insurance plan offers:

✓ Low-cost protection for young policyholders

✓ Flexible premium payment options

✓ Increasing cover option to match life stages

✓ Tax benefits under Section 80C and 10(10D)

Special Features:

• Premium waiver benefit in case of disability

• Option to convert to permanent plan later

Calculate your premium based on age and coverage:

Yuva Term Calculator

Sum Assured (₹)

Policyholder Age

Policy Term (Years) 15 Years 20 Years 25 Years 30 Years

Premium Payment Term Regular Pay Limited Pay (10 years)

Coverage Type Level Cover Increasing Cover (5% yearly)

Premium Estimates

Description	Amount (₹)
Annual Premium
Monthly Premium
Total Premiums
Initial Death Benefit
Final Death Benefit (if increasing)

Note: Premiums are lower for younger ages. Increasing cover option automatically raises sum assured by 5% each year.

Plan Comparison

Feature	New Jeevan Amar	Yuva Term
Plan Type	Pure Term Insurance	Youth Term Insurance
Age Eligibility	18-65 years	18-35 years
Payout Options	Lump Sum or Monthly Income	Lump Sum only
Coverage Flexibility	Fixed Sum Assured	Option for Increasing Cover
Best For	Comprehensive protection at all ages	Young individuals starting their career

Need Help Choosing the Right Plan?

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